USSD — Africa

Popular USSD Codes in Ghana

*134*PIN# to recharge Airtime, *315# for MTN Free After 1 (MTN Nkomode) and *550# for MTN Free Call 6 months Offer (New Subscribers), are some of the most popular USSD codes in Ghana. In this blog, we provide a vast list of all the most requested USSD codes in Ghana.

What is USSD?

USSD, or Unstructured Supplementary Service Data, is a GSM technology allowing information transmission over GSM signaling channels. It is widely used for various applications due to its versatility.

In Ghana, USSD is assigned by telecommunications companies and typically has a unique short code, such as *900#. Unlike SMS, USSD is interactive and menu-driven, making it more user-friendly for transactions like mobile money services.

USSD providers like HelloDuty offer both short codes and long codes in Ghana, enabling businesses to efficiently interact and transact with their clients.

How Does USSD Work?

USSD can function even while roaming and does not require updates to be pushed to the handset or SIM-card, as changes are managed via the service provider's web server. USSD significantly enhances user experience through cost-effective and interactive notifications, avoiding spam issues common with SMS.

In Ghana, enterprise USSD is popular in mobile banking and is used for surveys, HR management, and other purposes. A USSD session can be initiated on any mobile phone by dialing a specific short code, and menus can also be sent from a web interface.

Why is USSD Becoming Popular in Ghana?

USSD enables service providers and financial institutions to reach new market segments and meet underserved needs. While mobile banking in Ghana initially focused on apps, USSD gained popularity due to its simplicity and ease of use, starting around 2015. Major banks in Ghana now use USSD for various banking transactions, offering customers short codes for fund transfers, airtime purchases, bill payments, account balance checks, and more. This shift has solidified USSD as a crucial tool in the future of banking in Ghana.

How Can Businesses in Ghana Benefit from USSD?

The popularity of USSD services for businesses in Ghana has surged due to their simplicity and rapid implementation. Additional benefits include:

  • USSD has widespread adoption, security features, and real-time communication with a 2-second response time.
  • Ideal for businesses needing simple yet powerful consumer interaction, such as quick polls or financial information.
  • Mobile Network Operators (MNOs) use USSD for value-added services (VAS).
  • USSD has seen significant growth globally, including in Ghana.
  • Important in emerging economies like Ghana due to increasing data service costs.
  • Requires no internet, works on any GSM network in Ghana (MTN, AirtelTigo, Vodafone, Glo).
  • Suitable for all devices, from smartphones to basic feature phones.
  • Provides opportunities for mobile service providers and financial institutions to reach new markets.
  • Initially, mobile banking in Ghana used apps, but low adoption led to a shift to USSD.
  • Since 2015, major banks in Ghana have used USSD for various banking transactions.
  • USSD is viewed as the future of banking in Ghana.
  • What are the Most Popular MTN USSD Codes in Ghana?

    Here are the most popular MTN Ghana USSD codes cover various services, including data bundles, MTN mobile money top-ups, credit transfers, free calls, and more.

    • *134*PIN# : Recharge Airtime
    • *315# : MTN Free After 1 (MTN Nkomode)
    • *550# : MTN Free Call 6 months Offer (New Subscribers)
    • *455# : Accurate weather forecast (8p/SMS)
    • *124# : Balance enquiry
    • *140# : Blackberry Plans
    • 100 : Call Center
    • *6702XXXXXXXX11# : Call Divert when busy
    • *6102XXXXXXXX11# : Call Divert when no answer
    • *6202XXXXXXXX11# : Call Divert when Unreachable
    • 1355 : Caller Tunez
    • *156# : Check your MTN mobile number
    • ##21# : Deactivate Call Divert
    • **2102XXXXXXXX11# : Divert all Calls
    • *511# : Generate Mobile Money ATM token
    • 30020# : Get cool jokes
    • MOVIES to 1412 : Get Silverbird movie schedule
    • 1383# : IDD Package
    • *138# : Internet Bundles, SMS bundles
    • 1381*1# : Internet daily bundle (20MB – 350MB)
    • 1381*3# : Internet monthly bundle (300MB – 10GB)
    • 1381*5# : Internet social bundle (Twitter, Facebook, WhatsApp)
    • 1381*4# : Internet unlimited bundle
    • 1381*2# : Internet weekly bundle (25MB – 500MB)
    • 30037 : MTN Farm Direct (farming tips)
    • *5055# : MTN Jara
    • *5674# : MTN Mashup Balance
    • *170# : MTN mobile money access code and portal
    • 154[0244000000] : MTN pay for me (Dial 154 followed by number without space)
    • *567# : MTN Pulse
    • 1303 : MTN Radio
    • PORT to 600 : Number portability to other networks
    • 024xxxxxxx 1 to 1399 : Please call me service (Send a message with 024x xxx xxx 1 to 1399)
    • 1515 : Report Mobile Money fraud (Send text with merchant name and incident date)
    • 02xxxxxxxx Simbox to 419 : Report SIM-Box fraud
    • *585# : Request internet settings
    • *1390# : Reserve your number for 2 years
    • *198# : Share credit with friends and family
    • 1384# : Super saver bundles
    • *506# : Borrow Some Credit
    • *585# : Check 4G device compatibility
    • *595# : Exempt (or include) yourself from mobile money interest payments
    • *400# : Check if your number is registered
    • 144number to recharge for*voucher number# : Recharge airtime for someone

    How to Quickly Recharge MTN via Monito in Ghana: A Simple Guide

    Keeping in touch with loved ones abroad can be challenging. Monito makes it easy to send airtime to your MTN Prepaid Plans, ensuring that you and your friends or family in Ghana stay connected with data and minutes. No matter where you are, recharging mobile data, airtime, or credit for someone in Ghana is now faster and more convenient than ever. Your mobile recharge can be completed in under a minute. Here's how to do it:

    Step 1: Enter the Recipient's Phone Number
    Start by entering your beneficiary's mobile number carefully to avoid mistakes.

    Step 2: Choose the Operator We Partner With in Ghana
    Next, select an operator from the dropdown menu. In Ghana, we partner with several operators, including MTN, to offer mobile data, airtime, or credit recharges at competitive rates.

    Next, you’ll be prompted to enter the amount you wish to recharge before proceeding to the final step:

    Step 3: Complete Payment for the Airtime Top-up
    Finally, pay for the recharge using your credit or debit card. The payment will be processed instantly, allowing you to connect with your loved one in Ghana right away.

    FAQ About MTN Online Recharge in Ghana

    Is Monito safe for recharging MTN?
    Yes, Monito is a secure platform for comparing plans and recharging MTN airtime and mobile data. Our platform uses industry-leading security technology and partners with only trusted operators, ensuring that your recharge process is quick, affordable, and reliable.

    How can my recipient check their balance?
    Most mobile operators, including MTN, allow customers to check their balances via call or SMS. Since the procedures and codes vary by operator and country, we recommend searching online for the specific method or contacting the operator directly to find out how your recipient can check their balance.

    How do I contact MTN customer service?
    MTN, like most major operators, offers extensive customer service through a dedicated call center or live chat. To reach MTN customer service, visit their website and navigate to the help center for more contact options.

    What is the minimum recharge plan at MTN?
    MTN offers a range of recharge plans at different rates. To find the minimum recharge plan, you can enter a mobile number, select a provider, and choose an amount on Monito. Alternatively, you can visit the MTN website directly for more details on their available plans.

    What is the expiry date of MTN recharge plans?
    Most major operators, including MTN, do not impose an expiry date on prepaid data or airtime. However, smaller operators may have an expiration period as short as 90 days after recharge. To check the expiry date of specific MTN plans, you can use Monito’s recharge comparison engine by entering your details.

    What are the Most Popular Airtel USSD Codes in Ghana?

    • *554#: Borrow data.
    • *134*xxxx xxxx xxxx#: Airtel recharge process.
    • *24#: Balance enquiry.
    • *126*xxxxxxxxxxxxx#: Instant data recharge.
    • *701NUMBER# : Call me back.
    • START to 6060: Activating caller tunes.
    • 100: Call center.
    • *13310# : Airtel Money top-up bonus.
    • STOP to 6060: Deactivating hello tunes.
    • 0266116611: WhatsApp line.
    • *1337#: Checking 4GB internet bundle.
    • *708number*1# : Friends & family (add numbers).
    • *PIN [space] <old PIN> [space] <new PIN> : Change Me2U pin.
    • *440#: Blackberry service plans.
    • *125#: Data subscription.
    • *500#: Access Airtel Money menu.
    • *1251# : Data bundle balance check.
    • 108: Voicemail sending.
    • 109: Voicemail receiving.
    • *1309#: Unsubscribe from autokredit service.
    • *500#: Airtel Money.
    • *557#: Send airtime.
    • *1335#: Checking 1GB internet bundle.
    • *888# : Football matches update.
    • *444# : Balance enquiry on postpaid contract.
    • *702number# : Notify me.
    • 02xxxxxxxx Simbox to 419 : Report SIM-Box fraud.
    • *108# : Classifieds.
    • *467# & *468# **: Jobsrmobile.
    • *703# : Check your own number.
    • *333# : Balance enquiry on postpaid contract (Nokia phones).
    • *138*Recharge PIN send : Airtel One Network recharge process.
    • *708# : Friends & family (view list of numbers).
    • *708Number*0#: Friends & family (remove numbers).
    • *440#: Blackberry plans.
    • *PORT to 600 : Number portability.
    • *400# : To know if your number is registered.

    What are the Most Popular Vodacom USSD Codes in Ghana?

    • *124# : Balance enquiry.
    • *134PIN# **: New recharge code.
    • *125# : Browser packages.
    • 100 : Customer care.
    • *585: Caller tunes.
    • *700#: Access data bundle menu.
    • *126#: Check balance on data bundles and promos.
    • *516#: Transfer credit to another number.
    • 108: Voicemail deposit.
    • 0501000300: WhatsApp line.
    • *117old pinnew pinnew pin#: Change transfer credit password.
    • *200#: Vodafone Red offers.
    • Dial 555: Family and friends.
    • *127#: Check your Vodafone mobile number.
    • *5160208 xxx xxx51234#: Transfer credit in Cedis.
    • 109: Retrieve voicemail.
    • *505#: To borrow credit.
    • *12711#: General news.
    • 109: Voicemail receiving.
    • *5160208 xxx xxx 030*1234# **: Transfer credit in Cedis & Pesewas.
    • 655: Support text number.
    • *7004#: Bundle data for someone.
    • *900# **: Check your broadband balance.
    • *7001#: Bundle for two devices.
    • *150#: Roaming enquiry.
    • *400#: To know if your number is registered.
    • *500#: Blackberry offers.
    • *565#: Reserve your number.
    • PORT to 600: Number portability.
    • *151#: More information on Vodafone products.
    • 02xxxxxxxx Simbox to 419 : Report SIM-Box fraud.
    • *126#: Balance enquiry on data bundles and promos.

    What are the Most Popular Glo USSD Codes in Ghana?

    121 - Customer care

    • *1246# - Check bonus data balance
    • *1242# - Service information
    • *127# - Data bundle activation code
    • 100 - Call centre
    • *1244# - Check your Glo mobile number
    • *1241# - Bonus Balance enquiry
    • *134xxx xxxx xxx# - Top up
    • *124# - Balance enquiry. Check your credit balance.
    • *1243# - Tariff information
    • *1014# - Retrieve the list of Family & Friends numbers
    • *555# - Buy data plans
    • *1251# - Family and friends
    • *1252# - Package and charging plan
    • *12700<Glo no># or SMS "Share <Glo no>" to 127 - Share your data with 3 Glo lines
    • *5321# - Glo airtime borrow
    • 108 - Voicemail sending
    • 109 - Voicemail receiving
    • *1011F&F Glo Number# - Add numbers to Friends & Family list
    • 1012<Old Glo No.><New Glo No.> - Modify numbers on Friends & Family list
    • 1013<Old Glo No.># - Delete numbers on Friends & Family list
    • 02xxxxxxxx Simbox to 419 - Report SIM-Box fraud
    • *777# - Blackberry plans
    • *400# - To know if your number is registered
    • PORT to 600 - Number portability

    What are the popular USSD codes for Banks in Ghana?

    You can use USSD short codes to access and make transactions with many banks in Ghana. Here is a list of active USSD codes based on our research:

    • ACCESS BANK: *901#
    • ADB BANK: *767#
    • CALBANK: *771#
    • CBG BANK: *924#
    • ECOBANK GHANA: *770#
    • FBN BANK: *894#
    • FIDELITY BANK: *776#
    • FIRST ATLANTIC BANK: *442#
    • GCB BANK: *422#
    • GT BANK: *737#
    • PRUDENTIAL BANK: *772#
    • REPUBLIC BANK: *771#
    • STANBIC BANK: *715#
    • STANDARD CHARTERED: *977#
    • UBA BANK: *822#
    • ZENITH BANK: *966#

    Conclusion

    USSD in Ghana is highly valued for its real-time communication and security features, making it ideal for consumer interaction and financial information dissemination. Mobile Network Operators leverage USSD for value-added services, contributing to its explosive growth in Ghana, where data service costs are high. USSD is accessible on all GSM networks in Ghana (MTN, AirtelTigo, Vodafone, Glo) and on any handset, including basic feature phones.

    Last updated
    October 2, 2024
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