USSD — Africa

10 ways How to make money with USSD Codes

USSD is a global communication technology mobile network provider that establishes a real-time connection between a handset and a service provider's network.

Are you looking for the quickest and most creative way to make money? USSD codes would be an ideal option for you. The codes have become more popular and one among the most efficient and reliable sources of income for entreprenuers. It would be best to consider getting involved with the services if you are hoping for a change.

You can make money with USSD codes in many ways, from making financial transactions to airtime recharges. There's no limit to the number of services you can access with these codes. 

Why should you consider using USSD codes to make money? Let's find out!

What is USSD and how can it help you make money? 

Unstructured Supplementary Service Data (USSD) is a global communication technology used by mobile network providers to establish a real-time connection between a handset and a service provider's network. 

Through USSD, businesses can freely communicate with their customers on the receiving end and make multiple connections. Apart from that, there are several other functions that they can serve you with, such as requesting account information, transferring funds, and more. 

USSD codes are considered a secure and cost-effective way of conducting business transactions. Targeting customers from different regions will be easier since you can charge money for your services and get paid through Paybill numbers, BuyGoods, and even conduct money transfers.

USSD codes can be ideal for you if you want to create a business that fully relies on it as a mode of payment and leverage it to reach your customers. You can target your business towards customers with good bank accessibility and even those in remote areas without access to traditional banking services. 

Key strategies for making money using USSD codes 

One of the most innovative tools available that can assist entrepreneurs in making money easily is through USSD codes. It is one of the most powerful platforms that could help business owners access additional services on their mobile phones. Here are some of the strategies you should keep in mind while using USSD codes to make money:

1. Have a clear CTA

When using USSD codes to make money, ensure you have a call to action that people can clearly understand what needs to be done accordingly. Provide clear and concise instructions that they may follow without getting mixed up.

2. Offer rewards for completion of actions.

Once you have set your USSD codes with understandable actions that people need to take, consider rewarding them with the appropriate options to select from. Depending on your offer, you can reward them with coupons, free items, or cash, encouraging them to associate themselves with you more.

3. Offer valuable services

To make money with USSD codes, always ensure the services you are offering your customers are top-tier. You can attract more customers and earn their loyalty, trust, and satisfaction through providing them with good quality services.

4. Use USSD codes for branding.

Make your business identity unique by utilizing USSD codes for branding purposes. Consider using USSD codes to promote your business by creating logos and slogans that will help customers easily identify your business. 

5. Utilize USSD codes for customer support.

The more your customers are treated well with good services, the higher your chances of retaining them. You can integrate your business system with USSD codes for customer service tasks that involve answering questions and providing customers with troubleshooting advices. This will help boost customer satisfaction, hence improving loyalty.

What are the benefits of utilizing USSD codes to make money?

The use of USSD codes has become so popular in today's world among savvy money-makers. This is because they offer many benefits to businesses that can help entrepreneurs make money and easily reach out to customers from all over. Do you want to find out the benefits of USSD codes? Let's read on and find out below:

1. Convenience  

Can you imagine how easy and simple it is not to have to carry a wallet full of money to pay for the services you need? This is because the USSD codes can provide you with a secure and convenient money transaction processes while on the go. 

2. Time savvy

USSD codes provide users with quick services compared to other traditional methods. This is possible since its processes are shorter and more secure, which gives users an easy time to complete their transactions on time without delays quickly or having to wait much longer.

3. Safe

USSD codes use a secure technology that protects data for safety purposes. It assures its users that their information is safe and that no unauthorized personnel can access their financial documents. 

4. Cost-effective

One thing that makes USSD codes stand out is that it's more cost-effective compared to other payment processing methods. You can save a lot while using these services, reducing operating costs.

10 ways how to make money with USSD Codes

Are you looking for the easiest and most efficient way to make money through USSD codes? Worry not cause we have you covered with lots of options you can choose from below:

1. Offer money transfer services: Be creative with the way you want to use USSD codes to serve people or businesses. Consider going for an option that will earn you money to pocket. You can offer people USSD code services for the purposes of sending and receiving money.

2. Launch mobile AD campaign: You can offer USSD code services to businesses in the mobile industry. USSD codes will help them to advertise promotions and other campaigns that will enable them to reach their targeted audience via text messages.

3. Develop reward solutions for loyal customers: You can create reward solutions for loyal customers to redeem their rewards by dialing your USSD codes you are providing them.

4. Provide banking services: Utilize USSD codes to offer value-added services to banks and other financial institutions that can use the code to serve their customers. They can assist their customers through the code provided for services such as money transfers, account inquiries, and more.

5. Provide mobile payment: You can offer customers the opportunity to pay for their services through their devices using USSD codes. 

6. Offer mobile ticket solutions: Do you want to try out something fun? Opperate a ticket offering business that will help provide mobile ticketing solutions for customers to buy their tickets online and pay through your USSD code.

7. Create polls and surveys: You can offer companies USSD codes so that they can run surveys and polls that can help them interact with their customers. 

8. Create mobile games: If you are in business, consider looking for companies that offer mobile games and let them know how they can use your USSD codes as a form of currency or a way in which customers can redeem rewards with them.

9. Provide customer service: You can offer companies your USSD codes for them to serve their customers. Services that can be used with the code include sending messages and feedback to customers.

10. Provide services to charities: Reach out to organizations and let them know how they can use USSD codes to provide services such as donations, remittances, product purchases, and the like.

Frequently asked questions (FAQs)

How to start a business with USSD

If you are searching to start a USSD business in your area, here's a tip to follow:

1. Research: Know the kind of market you want to provide your services for. 

2. Identify an Opportunity: Identify an unserved or underserved market in the area of your choice and develop a unique service offering to meet your intended market's needs. 

3. Develop Your Platform: Create a platform that can handle USSD code requests and provide the service you promised your new customers. 

4. Establish Connections: Reach out to mobile operators, cellular towers, and other interested parties in order to get your platform on their systems. 

5. Test and adjust: Test your codes and see how they are functioning. If there's anything to adjust, make changes and see how it's working. As you become more experienced, you can adjust your platform to meet the changing needs of your customers.


As more people have become aware of the USSD codes technology, it has become a good source of money for their own benefit. With the right strategies in mind, finding a way to make money with USSD codes can be easy.

Last updated
June 12, 2024
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